401(k) Funds
Explore and view mutual funds offered in the Vista 401(k) Plan
American Century Investments
Morningstar Category: Intermediate Government
Ticker Symbol: CPTNX
Fund inception date: 5/16/80
Benchmark Index: Barclays U.S. Government/MBS Index
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Morningstar Category: Inflation-Protected Bond
Ticker Symbol: ACITX
Fund inception date: 02/10/97
Benchmark Index: Barclays U.S. TIPS Index
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American Funds
Morningstar Category: Foreign Large Growth
Ticker Symbol: REREX
Fund inception date: 4/16/84
Benchmark Index: MSCI ACWI Ex USA Growth NR USD
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Morningstar Category: Target Date
Fund inception date: 2/1/07
Benchmark Index: Morningstar Mod Tgt Risk TR USD
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Ticker Symbols:
RHATX 2010 Download Fund Fact Sheet
RHBTX 2015 Download Fund Fact Sheet
RHCTX 2020 Download Fund Fact Sheet
RHDTX 2025 Download Fund Fact Sheet
RHETX 2030 Download Fund Fact Sheet
RHFTX 2035 Download Fund Fact Sheet
RHGTX 2040 Download Fund Fact Sheet
RHHTX 2045 Download Fund Fact Sheet
RHITX 2050 Download Fund Fact Sheet
Fidelity Investments
Morningstar Category: Mid-Cap Growth
Ticker Symbol: FDEGX
Fund inception date: 12/28/90
Benchmark Index: Russell Mid-Cap Growth
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Morningstar Category: Intermediate Term Bond
Ticker Symbol: FEPIX
Fund inception date: 10/15/02
Benchmark Index: Barclays U.S. Aggregate Bond / Barclays U.S. Universal Bond
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Morningstar Category: Large Blend
Ticker Symbol: FSPSX
Fund inception date: 9/8/2011
Benchmark Index: MSCI EAFE
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JP Morgan
JP Morgan
Equity Income Fund – The Fund seeks current income through regular payment of dividends with the secondary goal of capital appreciation. The Fund invests 80% of its net assets in the equity securities of corporations that regularly pay dividends, including common stocks and debt securities and preferred stock convertible to common stock.
Morningstar Category: Large Value
Ticker Symbol: OIERX
Fund inception date: 2/28/2011
Benchmark Index: S&P 500
T. Rowe Price
Morningstar Category: Large Growth
Ticker Symbol: PABGX
Fund inception date: 3/31/00
Benchmark Indexes: S&P 500 Index
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Morningstar Category: Large Blend
Ticker Symbol: TADGX
Fund inception date: 12/29/05
Benchmark Index: S&P 500 Index
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Morningstar Category: Small Growth
Ticker Symbol: OTCFX
Fund inception date: 6/1/56
Benchmark Index: Russell 2000 Index
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Vanguard Funds
Morningstar Category: Allocation– 50% to 70% Equity
Ticker Symbol: VBAIX
Fund inception date: 12/01/00
Benchmark Index: Balanced Composite Index
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Morningstar Category: Money Market
Ticker Symbol: VMFXX
Fund inception date: 07/13/81
Benchmark Index: US Gov’t Money Market Funds Average
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Morningstar Category: Large Blend
Ticker Symbol: VINIX
Fund inception date: 7/31/90
Benchmark Index: S&P 500 Index
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Morningstar Category: Mid Cap Blend
Ticker Symbol: VIMAX
Fund inception date: 11/12/01
Benchmark Index: Spliced Mid Cap Index
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Morningstar Category: Small Blend
Ticker Symbol: VSMAX
Fund inception date: 11/13/00
Benchmark Index: Spliced Small Cap Index
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Morningstar Category: Allocation 30% – 50% equity
Ticker Symbol: VWIAX
Fund inception date: 05/14/01
Benchmark Index: Wellesley Income Composite Index
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Morningstar Category: Allocation 50% to 70% equity
Ticker Symbol: VWENX
Fund inception date: 05/14/01
Benchmark Index: Wellington Composite Index
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Stock Funds
Large Cap
Morningstar Category: Large Growth
Ticker Symbol: PABGX
Fund inception date: 3/31/00
Benchmark Indexes: S&P 500 Index
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Morningstar Category: Large Blend
Ticker Symbol: TADGX
Fund inception date: 12/29/05
Benchmark Index: S&P 500 Index
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Morningstar Category: Large Blend
Ticker Symbol: VINIX
Fund inception date: 7/31/90
Benchmark Index: S&P 500 Index
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Mid-Cap
Morningstar Category: Mid-Cap Growth
Ticker Symbol: FDEGX
Fund inception date: 12/28/90
Benchmark Index: Russell Mid-Cap Growth
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Morningstar Category: Mid Cap Blend
Ticker Symbol: VIMAX
Fund inception date: 11/12/01
Benchmark Index: Spliced Mid Cap Index
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Small Cap
Morningstar Category: Small Blend
Ticker Symbol: VSMAX
Fund inception date: 11/13/00
Benchmark Index: Spliced Small Cap Index
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Morningstar Category: Small Growth
Ticker Symbol: OTCFX
Fund inception date: 6/1/56
Benchmark Index: Russell 2000 Index
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International
Morningstar Category: Foreign Large Growth
Ticker Symbol: REREX
Fund inception date: 4/16/84
Benchmark Index: MSCI ACWI Ex USA Growth NR USD
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Stock & Bonds Funds
Morningstar Category: Allocation– 50% to 70% Equity
Ticker Symbol: VBAIX
Fund inception date: 12/01/00
Benchmark Index: Balanced Composite Index
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Morningstar Category: Allocation 30% – 50% equity
Ticker Symbol: VWIAX
Fund inception date: 05/14/01
Benchmark Index: Wellesley Income Composite Index
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Morningstar Category: Allocation 50% to 70% equity
Ticker Symbol: VWENX
Fund inception date: 05/14/01
Benchmark Index: Wellington Composite Index
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Morningstar Category: Target Date
Fund inception date: 2/1/07
Benchmark Index: Morningstar Mod Tgt Risk TR USD
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Ticker Symbols:
RHBTX 2015 Download Fund Fact Sheet
RHCTX 2020 Download Fund Fact Sheet
RHDTX 2025 Download Fund Fact Sheet
RHETX 2030 Download Fund Fact Sheet
RHFTX 2035 Download Fund Fact Sheet
RHGTX 2040 Download Fund Fact Sheet
RHHTX 2045 Download Fund Fact Sheet
RHITX 2050 Download Fund Fact Sheet
Bond Funds
Morningstar Category: Intermediate Government
Ticker Symbol: CPTNX
Fund inception date: 5/16/80
Benchmark Index: Barclays U.S. Government/MBS Index
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Morningstar Category: Inflation-Protected Bond
Ticker Symbol: ACITX
Fund inception date: 02/10/97
Benchmark Index: Barclays U.S. TIPS Index
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Morningstar Category: Intermediate Term Bond
Ticker Symbol: FEPIX
Fund inception date: 10/15/02
Benchmark Index: Barclays U.S. Aggregate Bond / Barclays U.S. Universal Bond
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Cash Equivalent Funds
Morningstar Category: Money Market
Ticker Symbol: VMFXX
Fund inception date: 07/13/81
Benchmark Index: US Gov’t Money Market Funds Average
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Morningstar, Inc. is a leading provider of independent investment research in North America, Europe, Australia, and Asia, and is widely considered one of the most recognized and trusted names in the investment industry. Morningstar provides data on approximately 525,000 investment offerings, including stocks, mutual funds, and similar vehicles, along with real-time global market data on nearly 18 million equities, indexes, futures, options, commodities, and precious metals, in addition to foreign exchange and Treasury markets.
Morningstar Fund Ratings work by assigning mutual funds a rating from 1 to 5 stars based on how well they’ve performed (after adjusting for risk and accounting for sales charges) in comparison to similar funds. Within each Morningstar Category, the top 10% of funds receive 5 stars and the bottom 10% receive 1 star. Funds are rated for up to three time periods-three-, five-, and 10-years and these ratings are combined to produce an overall rating. Funds with less than three years of history are not rated. Ratings are objective, based entirely on a mathematical evaluation of past performance. They’re a useful tool for identifying funds worthy of further research, but shouldn’t be considered buy or sell signals.
Disclosure: Morningstar updates its ratings each year for the defined periods based on the performance of the previous year period, accounting for significant changes in the fund compared to the tracked categories. Vista 401(k) will monitor for any such changes but cannot guarantee that, if updates occur, that they will be discovered on a timely basis.
Stock Funds
Foreign Large Growth
Ticker Symbol: REREX
Morningstar Overall Rating: 4 Stars
Morningstar Risk: Below Average
Morningstar Return: Average
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Large Blend
Ticker Symbol: RICEX
Morningstar Overall Rating: 3 Stars
Morningstar Risk: Below Average
Morningstar Return: Above Average
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Ticker Symbol: TADGX
Morningstar Overall Rating: 4 Stars
Morningstar Risk: Low
Morningstar Return: Average
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Ticker Symbol: VINIX
Morningstar Overall Rating: 4 Stars
Morningstar Risk: Below Average
Morningstar Return: Above Average
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Large Growth
Ticker Symbol: PABGX
Morningstar Overall Rating: 4 Stars
Morningstar Risk: Above Average
Morningstar Return: Above Average
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Mid Cap Blend
Ticker Symbol: VIMAX
Morningstar Overall Rating: 4 Stars
Morningstar Risk: Below Average
Morningstar Return: Above Average
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Mid Cap Growth
Ticker Symbol: FDEGX
Morningstar Overall Rating: 3 Stars
Morningstar Risk: Low
Morningstar Return: Above Average
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Small Blend
Ticker Symbol: VSMAX
Morningstar Overall Rating: 4 Stars
Morningstar Risk: Below Average
Morningstar Return: Above Average
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Small Growth
Ticker Symbol: OTCFX
Morningstar Overall Rating: 4 Stars
Morningstar Risk: Below Average
Morningstar Return: Above Average
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Stock & Bond Funds
Conservative Allocation
Ticker Symbol: VWIAX
Morningstar Overall Rating: 5 Stars
Morningstar Risk: Below Average
Morningstar Return: High
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Moderate Allocation
Ticker Symbol: VBAIX
Morningstar Overall Rating: 5 Stars
Morningstar Risk: Below Average
Morningstar Return: Above Average
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Ticker Symbol: VWENX
Morningstar Overall Rating: 5 Stars
Morningstar Risk: Average
Morningstar Return: High
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Target Date
Morningstar Overall Rating: 5 Stars
Morningstar Risk: Above Average/Average/Below Average
Morningstar Return: High
Benchmark Index: Morningstar Mod Tgt Risk TR USD
Ticker Symbols:
RHATX 2010 Download Fund Fact Sheet
RHBTX 2015 Download Fund Fact Sheet
RHCTX 2020 Download Fund Fact Sheet
RHDTX 2025 Download Fund Fact Sheet
RHETX 2030 Download Fund Fact Sheet
RHFTX 2035 Download Fund Fact Sheet
RHGTX 2040 Download Fund Fact Sheet
RHHTX 2045 Download Fund Fact Sheet
RHITX 2050 Download Fund Fact Sheet
Bond Funds
Inflation Protected
Ticker Symbol: ACITX
Morningstar Overall Rating: 3 Stars
Morningstar Risk: Above Average
Morningstar Return: Average
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Intermediate Government
Ticker Symbol: CPTNX
Morningstar Overall Rating: 3 Stars
Morningstar Risk: Average
Morningstar Return: Averagehttps://www.vista401k.com/wp-admin/post.php?post=29270&action=edit#
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Intermediate-Term Bond
Ticker Symbol: FEPIX
Morningstar Overall Rating: 4 Stars
Morningstar Risk: Above Average
Morningstar Return: Above Average
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Cash Equivalent Funds
Money Market
Ticker Symbol: VMFXX
Morningstar Overall Rating: N/A
Morningstar Risk: N/A
Morningstar Return: N/A
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Alpha and Beta are both risk ratios that investors may use as a tool to calculate, compare and predict returns. Both measurements utilize benchmark indexes, such as the S&P 500, and compare them against the individual security to highlight a particular performance tendency.
Alpha ratios are used as a method to measure the difference between a portfolio’s actual returns and what it might be expected to deliver based on its level of risk and other market factors. The baseline number for Alpha is 0, with positive alpha generally meaning good performance relative to the comparable market and negative alpha meaning poor performance.
Beta is used as a gauge for volatility of a specific security compared to the performance of a related benchmark or overall market over a period of time. The baseline number for beta calculations is one. If beta is a one this is an indication the security’s price moves in line with the market. If beta is less than one, the security is less volatile, and if greater than one more volatile compared to the broader market.
Both alpha and beta are backwards-looking risk ratios. All calculations are made using past results, and past performance does not guarantee future results. Nonetheless, alpha and beta can help differentiate between relatively good and relatively poor investments over a defined period of time. The order of the funds listed in each category below start with the funds with the lowest beta/risk over the previous 3-year period, as compared with the index or benchmark that the fund is using for comparative purposes. As you scroll down the list in each category, the beta for the funds in that category will increase.
Disclaimer: Alpha and Beta measurements change from time to time if the funds composition and performance of securities shifts relative to the market as a whole or to the fund’s benchmark and the total risk analysis of all of the individual securities in the fund significantly changes relative to the benchmarks. Vista 401(k) will monitor for any such changes but cannot guarantee that, as such re-categorization occurs it will be discovered on a timely basis.
Stock Funds
Ticker Symbol: REREX
Alpha: 0.86
Beta: 0.89
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Ticker Symbol: OTCFX
Alpha: 1.30
Beta: 0.89
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Ticker Symbol: TADGX
Alpha: 0.70
Beta: 0.91
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Ticker Symbol: FDEGX
Alpha: -1.28
Beta: 0.90FSPSX Download Fund Fact Sheet
Ticker Symbol: VSMAX
Alpha: 0.50
Beta: 0.93
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JPMorgan
Mut Fund Fam Name: JPMorgan Equity Income Fund
Ticker Symbol: OIERX
Fund Exp Ratio: .59%
Wrap Fee: .50%
Oper. Exp as %/Per 1,000 1.09%/$10.90
Seeks to track the performance of a benchmark index that measures the investment return of mid-capitalization stocks. The fund employs an indexing investment approach designed to track the performance of the Spliced Mid Cap Index, a broadly diversified index of stocks of medium-size companies.
Ticker Symbol: VIMAX
Alpha: -0.03
Beta: 0.99
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Ticker Symbol: VINIX
Alpha: -0.02
Beta: 1.00
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Ticker Symbol: PABGX
Alpha: 0.87
Beta: 0.99
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Stock & Bond Funds
Ticker Symbol: VBAIX
Alpha: 0.94
Beta: 0.60
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Ticker Symbol: VWENX
Alpha: 0.19
Beta: 0.66
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Ticker Symbol: VWIAX
Alpha: 2.43
Beta: 0.84
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Alpha: 0.96-1.14
Beta: 0.75-1.37
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Ticker Symbols:
RHATX 2010 Download Fund Fact Sheet
RHBTX 2015 Download Fund Fact Sheet
RHCTX 2020 Download Fund Fact Sheet
RHDTX 2025 Download Fund Fact Sheet
RHETX 2030 Download Fund Fact Sheet
RHFTX 2035 Download Fund Fact Sheet
RHGTX 2040 Download Fund Fact Sheet
RHHTX 2045 Download Fund Fact Sheet
RHITX 2050 Download Fund Fact Sheet
Bond Funds
Ticker Symbol: FEPIX
Alpha: 0.58
Beta: 0.76
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Ticker Symbol: CPTNX
Alpha: -0.01
Beta: 1.11
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Ticker Symbol: ACITX
Alpha: -0.50
Beta: 1.02
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Cash Equivalent Funds
Ticker Symbol: VMFXX
Alpha: 0.01
Beta: 0.21
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Note: Sources of the fund descriptions include the fund fact sheet, fund prospectus, and Morningstar. Past performance is no guarantee of future results.
* Alpha/Beta Description sourced from Investopedia
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